Intertwined is a financial literacy platform built for high school classrooms. In one place you get a full course, simulators where students practice real money decisions, short games, and progress tracking for every class you teach. This guide explains what's included, how the pieces fit together, and how teachers tend to use it over a semester, so you can decide where to start.

Intertwined has two sides. You work in the Teacher Portal: you create classrooms, add courses, give assignments, set up simulators, and see how students are doing. Your students work in the Student Portal: they read lessons, take quizzes, play simulators and games, and check their own progress.

The classroom is what connects the two. Students join a class with your class code or with an account you create for them, and from then on everything they do in that class shows up for you. A student can belong to more than one class, and each class keeps its own course progress and its own simulator games. A student in two of your classes has two separate budgets in the Budget Simulator, which is usually what you want when the classes run on different schedules.

You don't need a student account to see what students see. You can preview a course or a simulator straight from the Teacher Portal (see Previewing a course as your students see it and Previewing a simulator before your students do).

Everything you can teach lives under Library > Courses in the sidebar, grouped into shelves by subject. Two kinds of course sit there:

Every course is organized into units and sections. Each section has lessons to read and a section quiz to check understanding. Once you add a course to a class, students can work through it at their own pace, or you can open it one unit at a time with Manage Access. Next to the courses you'll also find the Teaching Toolkit (lesson plans, slides and worksheets) and Prerequisites (a map of which sections build on which).

Learn more in Browsing the Course Library, Choosing the right course for your class and OpenStax textbooks in Intertwined.

Simulators are where students stop reading about money and start making decisions with it. Each one is set up for a class from that class's Simulators tab, and students play inside the Student Portal.

The simulators come with school plans, and Intertwined Solo subscribers can try each one free for 14 days. See The simulators at a glance: which one fits your lesson to pick one for a unit.

Twine Town is a life simulation that runs alongside Personal Finance Core Foundations (3e). As students finish sections of the course they earn pay in the town, then make choices about where to live, how to get around, and how to handle what life throws at them. It turns steady coursework into something students want to come back to. It's on by default for every class using the 3e course, and you can switch it off (or back on) for a class from that class's Simulators setup. It isn't tied to a paid plan. See Twine Town: teacher guide.

The Arcade is a set of short financial literacy games. Teachers use them as warm-ups, for early finishers, on substitute days, or as a low-pressure review before a test. The Arcade is free on every plan, and you can include Arcade games in assignments. See The Arcade: teacher guide.

Students also get a Resources page with financial calculators, a glossary and financial news, and Finn AI, a helper they can ask about money topics when you're busy with someone else. See Resources: calculators, glossary, and financial news and Finn AI: your financial literacy helper.

Your Dashboard sums up every class at once: completion, quiz scores, what's due this week, and which students need a check-in. Inside each class, the Overview, Students and Gradebook tabs go deeper, and the sidebar's Insights group adds a cross-class Gradebook, Reports you can export, Reteach (what to go over again) and Integrity (quiz protections).

Who has done the work is visible on every plan. Scores, per-question results and mastery are part of Intertwined Solo and school plans. Start with Your teacher dashboard, explained and The classroom Overview: reading your class analytics.

Intertwined is built for high school teachers of personal finance, economics and business, whether that's a required personal finance course, an elective, or a unit inside another class. Some teachers use it as their whole course; others pull in one simulator or a handful of lessons to support what they already teach. School leaders can also be given a school admin view that rolls up activity across their teachers (see For school administrators: the school admin view).

Every classroom is different, but a semester of personal finance often looks like this:

Ready to start? Your first week with Intertwined: a setup checklist walks through each step.

Every teacher starts on the Free plan, which includes the courses, rosters, completion tracking, the Teaching Toolkit and the Arcade. Intertwined Solo is a personal subscription that adds student performance, the Planner, the Gradebook, Reports and more. School plans (Intertwined Core, Intertwined Plus and Intertwined Pro) are bought by schools and districts and add the simulators and co-teaching. Students never pay and never see plans or prices; they use their teacher's plan. The details are in Intertwined plans explained: Free, Solo, and school licenses.

Yes. You can create an account, set up classes, bring in students and teach the courses on the Free plan for as long as you like. Paid plans add performance data, planning tools and the simulators.

There's no automatic rostering connection. Students join with your class code or join link, or you create accounts for them. See Class code or teacher-created accounts: which should I use?

Yes. Each class membership is separate, with its own course progress and simulator games. The Arcade is the exception: Arcade play belongs to the student's account, not to a class.

When you're signed in as a teacher, the chat bubble in the bottom corner of the Teacher Portal reaches our team. See Getting help: chat, bug reports, and feature requests.