The Course Library has one current Intertwined course, Personal Finance Core Foundations (3e), and eleven OpenStax textbooks in economics, business, finance and data science, plus a few retired editions of our older courses. This guide helps you pick: what each option is, who it suits, how to fit it to your calendar, and what comes with it.
The short answer
Teaching high school personal finance (a semester or full-year course, or a state requirement): use Personal Finance Core Foundations (3e).
Teaching economics: use Principles of Economics 3e for a full year, or Principles of Microeconomics 3e or Principles of Macroeconomics 3e for a one-semester course.
Teaching a business elective: choose the OpenStax book that matches the course, such as Introduction to Business 2e, Entrepreneurship or Principles of Marketing.
Advanced or dual-enrollment students ready for college-level finance or data: look at Principles of Finance 2e or Principles of Data Science.
Whatever you pick, open it first and read a section or two. See Previewing a course as your students see it.
Personal Finance Core Foundations (3e)
This is our current personal finance course, marked Recommended in the Library and labeled "High school". It runs from checking and credit to taxes, investing and careers, in 15 units:
Financial Responsibility
Checking Accounts
Credit Cards and Loans
Modern Technology
Savings Accounts
Budgeting
Taxes
Investing
Insurance
Prediction Markets & Sports Betting
Behavioral Economics
Consumer Skills
Career Success
College Success
Economic Mobility
What comes with it:
Lessons and section quizzes. On Intertwined Solo and school plans, quiz results feed your Gradebook and class analytics. Many lessons include graphics, and some include small interactive tools.
Teaching Toolkit materials: a lesson plan for every section, plus slides, worksheets, unit exams and case studies. See The Teaching Toolkit, Prerequisites, and other teacher resources.
A standards alignment to the 2021 National Standards for Personal Financial Education, and course completion certificates students can earn for the units you teach. See Course completion certificates.
Twine Town, which comes on for a class when you add 3e: each section a student finishes counts as a work shift in their town. See Twine Town: teacher guide.
A Prerequisites map showing which sections build on which.
You don't have to teach all 15 units. A common approach is to pick the units that match your requirement or your semester, open only those with Manage Access, and choose the same units for the certificate.
The OpenStax textbooks
These are free, openly licensed textbooks from OpenStax at Rice University, labeled "Intro college" in the Library. They suit advanced students, dual-enrollment and elective courses, or extension reading next to 3e. Students read them chapter by chapter, including each chapter's review material. They don't include Intertwined section quizzes, Toolkit materials, certificates or Twine Town, so plan your own assessments.
Economics: Principles of Economics 3e (full year), Principles of Microeconomics 3e and Principles of Macroeconomics 3e (one semester each). The full book is the two halves combined, and the halves share their opening chapters and the chapters on trade, so you only need one of the three per class.
Business: Introduction to Business 2e (a broad survey), Entrepreneurship, Business Ethics, Business Law I Essentials 2e, Principles of Marketing and Principles of Management.
Finance & data: Principles of Finance 2e (financial statements, time value of money, stocks and bonds, corporate finance) and Principles of Data Science.
They're available on every plan. More detail, including each book's license, is in OpenStax textbooks in Intertwined.
Retired editions
At the bottom of the Library you'll find retired editions of our older courses, such as the earlier editions of Personal Finance Core Foundations. They keep working in classes that already have them, but they won't get fixes or new content, and they can't be added to a class. A class that still uses one shows a banner on Assigned Courses, and if the class doesn't have 3e yet, a See the current edition link that opens 3e in the course picker.
If you're moving a class from a retired edition to 3e, do it at a natural break, such as a new semester or the start of a unit. The two are separate courses, so students start 3e from the beginning and their progress in the old edition stays where it was. Add 3e before you remove the old course, because a retired edition can't be added back once removed.
Fitting a course to your calendar
Check the size. Each course page shows how many units and lessons it has, and an estimated length when the course has one. Unit rows show the number of sections and lessons in each.
Teach part of a course. On Intertwined Solo and school plans, use Manage Access to open only the units or chapters you'll cover; students see the rest as locked. See Manage Access: choosing which units students can open.
Plan the weeks. The Planner and the 3e syllabus and pacing guide in the Teaching Toolkit help you lay the course across your semester. See Pacing a course across your semester.
Pairing courses with simulators
Simulators aren't tied to a course. You turn them on for a class separately, and which ones you can use depends on your plan. A few natural matches by topic:
The Personal Budget Simulator alongside 3e's Budgeting unit.
The Investing Simulator alongside 3e's Investing unit.
The Economy Simulator alongside any of the economics books.
The Startup Simulator and Business Simulator alongside Entrepreneurship or Introduction to Business 2e.
Twine Town is the one experience tied to a course: it runs only with 3e. See The simulators at a glance: which one fits your lesson.
Using more than one course
A class can have several courses. For example, you might teach 3e and give a few advanced students chapters of Principles of Finance 2e through assignments. Students see each course separately on their My Courses page, and each course keeps its own progress, so add only the ones you'll use.
Common questions
Is 3e aligned to standards?
Yes. The Intertwined National Standards Alignment, in the Teaching Toolkit, maps the 2021 National Standards for Personal Financial Education (Grade 12) to 3e's sections. Certificates list the standards covered by the units a student finished.
Can I use an OpenStax book with high school students?
Yes. They're written for introductory college courses, so they fit advanced, dual-enrollment or elective classes best. Preview a chapter to judge the reading level for your students.
Do I need a particular plan for any of these courses?
No. Every course in the Library can be added on every plan. What changes with your plan is what you get back, such as performance analytics, the Gradebook and Manage Access. See Intertwined plans explained: Free, Solo, and school licenses.
I teach a short unit, not a full course. What should I use?
Use 3e and pick the units you need. Assign their sections, open only those units with Manage Access if your plan includes it, and set the certificate to those units so students can still earn one.
Can I switch a class to a different course partway through?
Yes. Add the new course, and remove the old one when students no longer need it. Progress doesn't carry between courses, so switch at a natural break.
